Guido Mangiagalli is Head of New Channels at Visa Europe. He is responsible for leading the development of m-commerce, iDTV initiatives and Contactless payments, enabling the acceptance of Visa payment cards across the new virtual channels. His role includes identifying EU market opportunities for Visa products and ensuring their successful implementation. Prior to joining Visa, Guido was Mobile Commerce Director for Oberthur Card Systems in Paris and a key player in the development of smart card products for the wireless internet market, particularly in the area of secure internet access. His previous employment was with Pirelli Cable and Systems and All’Informatica Group, based in Milan. His specialist interest areas include banking payment protocols, contactless payments, public key infrastructures technology and mobile security. Guido has a degree in physics, holds an MBA and is fluent in Italian, English and French.