Sergio Cozzolino got an Enginering degree in 1992 and a Master in Business Administration (MBA) in 1995. He has been with Telecom Italia since 1995 in charge of new services and development on end user products acquiring a significant experience on activities related to SIM and Smart Cards. From 1996 he has been taking part in standardisation activities (ETSI SMG9 and later SCP). As of 2002 he is GSM Association SCAG (Smart Card Application Group) Chairman and in 2003 he chaired the SIM Task Force within the GSMA. He is responsible at Telecom Italia for the European Research Progrem SCARAB (1998-1999) and TASSC (1999-2001). Project Manager for applications based on SIM and Smart cards (FINECO Moving, Easybuy,UIC, … ).He was up to the end of 2002 director of the Smart Card and Services development Dept. In 2003 he was appointed Director of the of the Technical Marketing and System Engineering Dept. for the Corporate Division. Since 2004 he is in charge of the Innovative ICT Mobile Service (Infomobility, M-payment.) development Dept, as Vice President, dedicated to Corporate Customers.